Welcome to the digital age of banking where technology meets finance

Our digital bank is dedicated to providing you with convenient, secure, and accessible banking services from the comfort of your own device.

Get Started

Simply Earn More by using our digital banking solutions.

Build your own innovative Financial infrastructure for global business access to a wider range of financial products and services, and improved security for your financial transactions while earning More with our cutting-edge digital banking solutions.

  • Business banking
  • Line of credit
  • Term deposit
  • Home loan
  • Digital Real estate
  • Greener future
  • Personal savings
  • Partnerships and affiliates

Technology for Good

We recognise that digital technologies including artificial intelligence, the internet of things and blockchain, as well as technologies yet to be invented, have the potential to be a force for good, reducing inequalities, saving resources, eradicating disease and promoting economic and educational advancement. But we also recognise they can have harmful impacts. We therefore commit to do what we can to:

  • Ensure the benefits of our technology are able to be shared equitably across all parts of
  • Help our workforce develop the skills they need to adapt to new technology and the future of work
  • Help protect our people’s health and wellbeing as they use our technology
  • Maintain best-in-class processes to protect client and personal data, as well as commercially sensitive data of other businesses we engage with


At WGF we are committed to the pursuit of ecological sustainability and to combating climate change. We’re a branchless, digital and largely paperless bank – one that’s built in the cloud, with debit cards made from recycled plastic. Protecting the natural environment is a priority for us, which is why we practise energy and resource efficiency, recycle materials and use sustainable waste management.

  • Reduced paper usage
  • Energy efficiency
  • increased financial inclusion
  • Green investment options
  • Reduced emissions
  • Sustainable future

Our ethics statement

West Golden Finance grew out of a desire to create a new kind of bank and to make banking more inclusive by putting customer needs first. For us, good business and ethics go hand in hand. We believe that businesses should be aware of their social, economic and environmental impact and their responsibilities to pursue the social good.
This policy outlines how our values and ethics shape our business and the way we work. At the core of our value system is a belief in transparency, fairness and inclusion. This means no hidden or rip-off fees and no hard sell. It also means listening to our customers.

Workplace culture

We are committed to providing a workplace culture that reflects our values of fairness, equity, inclusion, compassion and non-discrimination. Our employees should be - and feel - safe from harassment and bullying. They should be - and feel - free to discuss concerns about our operations internally to their line manager or externally without fear of consequences.


Our approach

We are committed to developing business relationships with high quality suppliers and partners who themselves are committed to operating under ethical and environmental standards equivalent to our own - including in the fair treatment of customers, employees and other stakeholders. Our vision is for WGF to be a place where everyone feels like they belong – where our people and our customers thrive because our unique differences make us collectively stronger.

Term Deposit

Our term deposits cater for those looking to grow their personal wealth, businesses wanting to maximise the return of their cash reserves and even kids who spend little, but save a lot and wish to ensure they're making the most of their savings.
Not only do we have some of the sharpest rates in the market, but our range of terms and flexible account features gives you the freedom to choose a solution that works best for you.


See how we compare

Full financial visibility with your various account types all in one place. Get interest on your money, personalised investing, budgeting and much more.
Our features stand out from the rest.

Packages Brokerage Hedge Fund Digital bank
Digital currency
Digital real estate
Solar energy

Enjoy The Benefits Of EC-Bank Account On Your Terms

WGF Strategy is the art of using size and agility to outwit larger opponents. WGF is built to be fast and nimble, helping our customers capitalise on the right opportunities, opportunities they might otherwise have missed.

Total Control

You choose how to save, invest your funds and when to reclaim your money.

Safe Transactions

Enter your password to confirm and report any unauthorised transactions on your account.

Protected Informations

An additional layer of security to keep your access safe with password, 2FA, and saved logins.

24/7 Support

You are Entitled to a 24/7 support response, unless there is a long queue.

Grow your assets

With West Golden Finance, receive personalized guidance from one dedicated fiduciary Senior Wealth Advisor. This advisor truly gets to know you as a person and investor, understanding your goals and values in order to provide sustained, trustworthy support for your entire wealth picture. We keep tabs on your portfolio and rebalance it to help keep it on track. Though you’ll have regularly scheduled check-ins, you can always contact your advisor any time if your goals change. Working with one dedicated advisor instead of many means your best interests are top of mind. Your advisor remembers you and understands your primary goal, whether that’s to grow your wealth, save for retirement, or plan for a specific milestone.

Get Started
image image

We always try to understand customers expectation









Have any question about us?

Don't hesitate to contact us

Contact Us

More that 1.5 million businesses and organizations use Luvion


What really matters

The world as we know it is no longer the same.Changes that would normally take decades have materialised in just a matter of weeks and months . The digital evolution is here and now - and we are at the centre. What we do today will determine our future tomorrow. We want to embrace this moment with absolute clarity on what really matters. As a customer-owned bank, we do things a little differently to your typical bank. We put our customers at the centre of the bank, balance purpose and profit, and make decisions that have a positive impact on people, communities and the planet. Our customers and staff really do care about making a positive difference in the world. Working for West Golden Finance comes with a huge responsibility, it means always trying our best for our customers.


What customers say about Us


Click one of our representatives below to chat on WhatsApp or send us an email to info@westgoldenfinance.com

Support Customer Service 1
Hello! What can I do for you?